Smart Movers Club

    Kentucky moving guide

    Where should I move in Kentucky?

    We ranked 18 Kentucky cities with 20,000+ residents on home affordability (income vs. home value), unemployment, education and population growth. Here are the top 15.

    1. 1
      Independence
      Home $240,500 · Rent $1,204 · Income $98,653 · Unemployment 2.8%
      88/100
    2. 2
      Georgetown
      Home $244,200 · Rent $1,199 · Income $78,373 · Unemployment 3.9%
      75/100
    3. 3
      Florence
      Home $196,200 · Rent $1,199 · Income $68,508 · Unemployment 2.7%
      72/100
    4. 4
      Jeffersontown
      Home $236,800 · Rent $1,253 · Income $78,185 · Unemployment 3.4%
      72/100
    5. 5
      Covington
      Home $167,900 · Rent $949 · Income $58,814 · Unemployment 4.6%
      62/100
    6. 6
      Nicholasville
      Home $210,700 · Rent $996 · Income $67,514 · Unemployment 3.3%
      60/100
    7. 7
      Richmond
      Home $205,900 · Rent $860 · Income $48,223 · Unemployment 6.7%
      49/100
    8. 8
      Lexington
      Home $272,100 · Rent $1,101 · Income $67,631 · Unemployment 5.0%
      47/100
    9. 9
      Bowling Green
      Home $232,100 · Rent $948 · Income $48,419 · Unemployment 5.1%
      46/100
    10. 10
      Owensboro
      Home $162,900 · Rent $900 · Income $53,295 · Unemployment 4.8%
      46/100
    11. 11
      Paducah
      Home $164,600 · Rent $817 · Income $51,243 · Unemployment 3.5%
      46/100
    12. 12
      Elizabethtown
      Home $223,200 · Rent $876 · Income $56,250 · Unemployment 5.6%
      44/100
    13. 13
      Henderson
      Home $151,400 · Rent $788 · Income $47,176 · Unemployment 2.6%
      38/100
    14. 14
      Louisville
      Home $221,500 · Rent $1,069 · Income $64,731 · Unemployment 5.0%
      37/100
    15. 15
      Hopkinsville
      Home $140,200 · Rent $869 · Income $47,428 · Unemployment 8.1%
      32/100

    Statewide, Kentucky recorded 1,496 crimes per 100,000 people in 2025 — #38 highest of 50 states (FBI).

    Also see: Best counties in Kentucky to live

    Sources: U.S. Census Bureau ACS 5-year estimates (2023); FBI Crime Data Explorer.

    Home listings, local news, migration, schools, resources and the Smart Movers Grade & Verdict.

    See the full Smart Movers Club report on Independence