Smart Movers Club

    Moving to Otsego, MN

    Is Otsego a good place to live?

    Watch Otsego

    Otsego ranks #1 of 44 Minnesota cities with 25,000+ people on the Smart Movers livability score (88/100), which weighs home affordability, unemployment, education and population growth. Population grew 4.4% in the latest Census year.

    Median home value
    $367,200
    +4.6% vs prior year
    Median rent
    $1,696
    per month
    Household income
    $127,219
    median
    Unemployment
    1.5%
    lower is better

    Cost of living in Otsego

    The median home value in Otsego is $367,200 and median rent is $1,696 a month, against a median household income of $127,219. Homes cost about 2.9× a year of income (under 3× is considered affordable).

    Otsego crime rate

    City-level FBI figures vary by agency; across Minnesota the 2025 rate was 226 violent and 1,429 property crimes per 100,000 people — #31 highest of 50 states. The full report breaks down local trends.

    Moving to Otsego, MN

    Otsego has about 21,358 residents, 1.5% unemployment and 31% of adults with a bachelor's degree or higher.

    Compare Otsego with

    Otsego vs MinneapolisOtsego vs St. PaulOtsego vs RochesterOtsego vs BloomingtonOtsego vs DuluthOtsego vs Brooklyn ParkOtsego vs PlymouthOtsego vs Woodbury

    More: Where to move in Minnesota · Best counties in Minnesota

    Sources: U.S. Census Bureau ACS 5-year estimates (2023, compared with 2022); FBI Crime Data Explorer.

    Home listings, local news, migration, schools, resources and the Smart Movers Grade & Verdict.

    See the full Smart Movers Club report