Quick answer
Charlotte's median home value is $351,500, rent $1,504/month and median household income $78,438. A rough rule: buying the median home with 20% down needs roughly $92,000 a year in household income. Renting at the median needs about $60,160.
| Metric | Charlotte, NC | North Carolina |
|---|---|---|
| Median home value | $351,500 | $437,150 |
| Median rent | $1,504/mo | $1,706/mo |
| Household income | $78,438 | $120,364 |
| Population change | +1.3% | +2.9% |
| Violent crime / 100k (state) | 331 | 331 |
| Home value ÷ income | 4.5× | 3.6× |
| State wage income tax | Yes | Yes |
Median home value
$437,150
Top-scoring places
Median rent
$1,706/mo
Household income
$120,364
Violent crime / 100k
331
North Carolina, 2025
Population change
+2.9%
Tracked places + counties
Home value change
+12.0%
State wage income tax
Yes
Home value ÷ income
3.6×
| Place | Score | Home value | Rent | Income | Pop. change |
|---|---|---|---|---|---|
| Fuquay-Varina, NC | 87 | $410,600 | $1,646 | $111,447 | +6.6% |
| Holly Springs, NC | 86 | $485,500 | $1,858 | $132,435 | +3.3% |
| Morrisville, NC | 81 | $481,800 | $1,785 | $125,404 | +2.4% |
| Apex, NC | 79 | $514,800 | $1,784 | $138,442 | +3.4% |
| Huntersville, NC | 78 | $439,300 | $1,742 | $119,951 | +2.1% |
| Wake Forest, NC | 78 | $435,000 | $1,458 | $120,777 | +6.6% |
| Place | Score | Home value | Rent | Income | Pop. change |
|---|---|---|---|---|---|
| Currituck County | 79 | $351,200 | $1,126 | $91,548 | +3.5% |
| Johnston County | 77 | $267,600 | $1,007 | $79,838 | +3.5% |
| Lincoln County | 76 | $279,500 | $977 | $78,490 | +2.8% |
| Chatham County | 75 | $397,800 | $1,066 | $88,534 | +2.0% |
| Union County | 74 | $374,400 | $1,390 | $99,243 | +2.0% |
| Camden County | 73 | $289,800 | $1,220 | $87,781 | +1.9% |
Verdict factors to check before you decide
- 1Compare rent to price for the exact submarket.
- 2Check landlord rules, licensing and short-term rental limits.
- 3Price the whole address: taxes, insurance, utilities and HOA, not just the listing.
- 4Confirm the exact city, county and school assignment for the address.
- 5Drive the commute at the hours you will actually travel.
Frequently asked questions
Is Charlotte Better for Homeowners or Investors?
Charlotte's median home value is $351,500, rent $1,504/month and median household income $78,438. A rough rule: buying the median home with 20% down needs roughly $92,000 a year in household income. Renting at the median needs about $60,160.
What are the best places to live in North Carolina?
In the Smart Movers Club app, the top-scoring North Carolina cities are Fuquay-Varina, Holly Springs, Morrisville, Apex, Huntersville, and the top counties are Currituck County, Johnston County, Lincoln County, Chatham County. Scores combine income, housing, growth, employment and education.
Does North Carolina have a state income tax?
Yes, North Carolina taxes wage income. Check the state revenue department for current rates and compare property and sales taxes too.
Where does this data come from?
Figures come from the Smart Movers Club app, which compiles U.S. Census Bureau American Community Survey estimates and FBI state crime rates. Census figures are survey estimates, not live listing prices.
